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Cooling-Off Period Calculator

Enter the signing date and cooling-off length to find your cancellation deadline.

Deadline to cancel

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What this calculator does

Many contracts — from online purchases to timeshares and loans — include a cooling-off period that lets you cancel penalty-free within a set number of days after signing. This online calculator adds that window to your agreement date to give you the exact last day you can cancel.

Worked example

You sign a distance-selling contract on July 8, 2026, which carries the standard14-day cooling-off period. Adding 14 days gives a cancellation deadline ofJuly 22, 2026.

Common mistakes

  • Assuming every contract has the same cooling-off length. Periods range from a few days to a month depending on the type of agreement and jurisdiction — always confirm the exact figure in your contract.
  • Miscounting the start day. Whether day one is the signing date or the day after varies by law and contract — a one-day error can mean missing the deadline entirely.
  • Cancelling verbally instead of in writing. Most cooling-off rights require written cancellation (letter or email) sent within the window — a verbal notice alone is often not sufficient proof.

Frequently asked questions

What is a cooling-off period?+

A cooling-off period is a legally defined window after signing an agreement during which you can cancel without penalty. Common examples include a 14-day right of withdrawal for online purchases under EU/UK consumer law, or cancellation windows for timeshare, loan, and door-to-door sales contracts.

How many days is a typical cooling-off period?+

14 days is common for online and distance-selling contracts under EU and UK consumer protection law. Other agreements — like timeshares, life insurance, or certain loan contracts — may specify different windows, often 10 to 30 days. Always check your specific contract or local consumer protection rules.

Does the cooling-off period start the day I sign, or the day after?+

This depends on the jurisdiction and contract type. Many consumer protection laws count the day after signing as day one. Check the specific terms of your agreement, and use this calculator with whichever start date convention applies to you.

Can I cancel after the cooling-off period ends?+

Generally no — once the cooling-off period expires, you're bound by the standard cancellation or termination terms of the contract, which may involve fees or a longer notice requirement.

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